Let me help you BE HAPPY AND FREE AGAIN!!! If you or anyone you know is being hounded or threatened by debt collectors or is in a serious financial situation and wants’ to get out. Drop me a line. I CAN HELP! I handle DEBT NEGOTIATION AND SETTLEMENT with your creditors to get them to stop hounding you and to reduce your debt, sometimes in HALF! So you can again enjoy your life free from the stress of financial stress. Just so you know, debt consolidation and consumer credit counseling are basically the same. What both of these companies do is take your debts, lump them together and only work on the interest rate! Let's say you have 20% interest rate, they MIGHT lower it to 15%. Most of the time these reductions are temporary. They are just keeping you in the "interest game" and still paying it on a monthly basis. And I think we can agree…It’s NOT working for you! If you have over $10,000.00 in unsecured debt drop me a line. ... read more